The more you're together, the more you get back.
Every transfer, tontine and cagnotte moves you up from Bronze to Diamond — unlocking lower fees and perks along the way. Invite the people you already send to, and you both earn.
Simple by design.
Start at Bronze
Every Kudu member begins at Bronze. Just using the app for what you already do starts building your status.
Climb the tiers
Sending, saving in tontines and contributing to cagnottes moves you toward Silver, Gold and Diamond — each with better perks.
Invite your circle
Share your referral link with family and friends. When they join and transact, you both earn a bonus.
Built around the outcome.
Rewards for real activity
This isn't points for nothing — you earn on the transfers and savings that are already part of your life across continents.
Better the higher you go
Higher tiers unlock lower fees and member perks, so loyalty pays back the community that keeps money moving.
Growth through belonging
Kudu grows the way communities do — person to person. Referral bonuses reward you for bringing your people along.
USDC & EURC rails
Regulated stablecoins settle your transfers in seconds — kept invisible.
Learn more →KuduPay offline
Pay and get paid by QR code, even with no internet on either phone.
Learn more →Cash agents
A verified marketplace of agents to deposit and withdraw cash near you.
Learn more →Exchange
Swap between currencies and stablecoins at fair, transparent rates.
Learn more →