Send money home in minutes, not days.
Move money between Europe and Africa at around 1% — a fraction of the 8.78% Sub-Saharan average. Your family collects it as mobile money, a bank deposit, or cash from a verified agent nearby.
Top up in local money. Hold instant, borderless funds.
Convert your local money into USDC and EURC — safe, instant, borderless funds you hold and stay in full control of. Top up through a partner or do it yourself, then send, request, buy together, or close deals anywhere.
Walk into a MoneyGram location, pay in cash, and your wallet is funded in instant, borderless money — no bank account needed.
Card or bank transfer — funds land in seconds.
Top up directly from your own bank or card.
Simple by design.
Choose who and how much
Pick a recipient across 54 countries and enter the amount. We show the exact fee and what they'll receive before you confirm.
Confirm and send
Pay from your wallet in USDC or EURC. Settlement runs on Stellar rails in the background — you never touch the crypto.
They collect it
The recipient gets mobile money, a bank deposit, or cash from a verified Kudu agent — usually within a couple of minutes.
Built around the outcome.
One honest price
The fee is shown up front and never changes at the counter. No hidden FX margin buried in the exchange rate.
Real people to collect from
Our marketplace of verified cash agents means your family can pick up money nearby, even without a bank account.
Built for the diaspora
Send from Europe to Côte d'Ivoire, Benin, RDC and beyond. Money that actually connects the two sides of your life.
Ready when you are.
Open an account in minutes and start moving money across continents.