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Kudu
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Stablecoin rails

USDC & EURC, working quietly behind every transfer.

Kudu settles on regulated dollar and euro stablecoins so money moves in seconds, not days — and you never have to touch, understand, or even see the crypto part.

Backed 1:1 by Circle's USDC and EURC, redeemable for real dollars and euros
Settlement on Stellar — cents in fees instead of double-digit percentages
Zero crypto knowledge required: you send francs, they receive francs
Kudu app showing a stablecoin-backed balance
How it works

Simple by design.

1

You send local money

Fund a transfer in euros, dollars or CFA francs from your Kudu wallet, card or bank — exactly as you always would.

2

We convert on the rails

Behind the scenes Kudu moves value as USDC or EURC over Stellar, so it clears in seconds at a fraction of a percent.

3

They receive real cash

Your recipient cashes out with a verified agent or spends from their wallet — in their own currency, never a token.

Why it's better

Built around the outcome.

Regulated, not speculative

USDC and EURC are fully-reserved and audited by Circle. Your money isn't riding a volatile coin — it's a digital dollar.

Fast and near-free

Stellar settlement means transfers finalise in seconds and cost cents, which is how Kudu holds fees around 1%.

Invisible by design

There's no wallet address to copy, no gas to buy, no seed phrase to lose. The rails stay hidden; the value stays yours.

More of the app

KuduPay offline

Pay and get paid by QR code, even with no internet on either phone.

Learn more →

Cash agents

A verified marketplace of agents to deposit and withdraw cash near you.

Learn more →

Exchange

Swap between currencies and stablecoins at fair, transparent rates.

Learn more →

Rewards

Climb from Bronze to Diamond and earn as you send, save and refer.

Learn more →

One app. Everything you need.

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