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Pricing

One clear fee, upfront.

No monthly fees. No setup fees. You see exactly what a payment costs before you confirm it.

No monthly fees No setup fees Backed and fully reserved
Standard
For people and businesses using Kudu.
0.9%+ €0.20 / transaction
Send & receive — cash out in up to 165+ countries
Payment requests & invoices
Group buying
Secure Deals (escrow)
2FA and fraud protection
Get started
For builders
Build
For products embedding Kudu via the API.
Custompay for what you move
Everything in Standard
Full REST API & SDKs
White-label & webhooks
Custom escrow release rules
Priority support & volume rates
Example pricing — final rates confirmed at sign-up

That 0.9% + €0.20 is Kudu's own fee on transfers and escrow. Adding money (Transak) and cashing out (MoneyGram, banks or agents) are handled by our partners, who charge their own small fee. End-to-end — top up, send and cash out — the total stays under 3%, versus the 8.78% average across Sub-Saharan Africa.

What's includedStandardBuild
Send, receive & requests
Group buying
Secure Deals (escrow)
API access & SDKs
White-label & webhooks
SupportEmailPriority
Frequently asked

Answers to the common questions.

How much does it cost to send money with Kudu?
Kudu's own fee is 0.9% of the amount plus €0.20 per transaction on transfers and escrow—no hidden fees, no monthly or setup charges. Adding money (Transak) and cashing out (MoneyGram, banks or agents) are handled by our partners, who charge their own small fee, so end-to-end the total stays under 3% versus the 8.78% average across Sub-Saharan Africa. The fee is shown before you confirm, so you always know the exact cost.
Are there any monthly or setup fees?
No, Kudu has zero monthly fees and zero setup fees—you only pay the transaction fee when you send or receive money. The fee structure is transparent and shown upfront every time.
How does Kudu's pricing compare to other remittance services?
Kudu's own fee of 0.9% + €0.20 on transfers and escrow is significantly cheaper than the 8.78% average charged by remittance services across Sub-Saharan Africa. Adding money (Transak) and cashing out (MoneyGram, banks or agents) are handled by our partners, who charge their own small fee, so end-to-end the total stays under 3%. This means you keep far more of your money when sending to Africa.
Do recipients in Africa have to pay fees to receive money?
No, recipients pay nothing extra to Kudu—the sender pays Kudu's own fee of 0.9% + €0.20 on the transfer. Money arrives in minutes into their local account or as cash through Kudu's verified agent network.
What's the cost difference between using Kudu's API versus the app?
The Standard plan (0.9% + €0.20 per transaction) works for both the app and API. The Build plan offers custom volume pricing when embedding Kudu into your product, with priority support and white-label features included.
Are the exchange rates fair when I send money internationally?
Yes, Kudu displays FX rates at mid-market (the true interbank rate) with one clear fee on top—no hidden markups. When you exchange EUR, USD, or CFA and stablecoins, the rate and fee are shown before you confirm.

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