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Exchange & FX

Move between currencies at a rate you can actually see.

Swap euros, dollars, CFA francs and stablecoins in a couple of taps. Kudu shows you the real mid-market rate up front, with one clear fee — no hidden spread buried in the numbers.

Real mid-market rates shown before you confirm, not after
One transparent fee instead of a spread hidden in the exchange rate
Swap between local currencies and USDC / EURC in the same wallet
Kudu app showing a currency exchange screen
How it works

Simple by design.

1

Pick your pair

Choose what you have and what you want — EUR to CFA, USD to EURC, and more — from your wallet balances.

2

See the real rate

Kudu shows the live mid-market rate and the exact fee, so you know precisely what you'll get before anything moves.

3

Swap instantly

Confirm and the exchange settles on the spot. Your new balance is ready to send, spend or cash out right away.

Why it's better

Built around the outcome.

No hidden spread

Most services quote a 'free' exchange and hide their margin in a worse rate. Kudu separates the rate from the fee so you can compare honestly.

One wallet, many currencies

Hold and switch between euros, dollars, CFA francs and stablecoins in one place — no juggling apps or accounts.

Priced for cross-border life

The diaspora shouldn't lose a chunk of every transfer to FX games. Fair exchange is how Kudu keeps total costs near 1%.

More of the app

USDC & EURC rails

Regulated stablecoins settle your transfers in seconds — kept invisible.

Learn more →

KuduPay offline

Pay and get paid by QR code, even with no internet on either phone.

Learn more →

Cash agents

A verified marketplace of agents to deposit and withdraw cash near you.

Learn more →

Rewards

Climb from Bronze to Diamond and earn as you send, save and refer.

Learn more →

One app. Everything you need.

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